Income tax and Class 4 National Insurance on your profit, with a job alongside, student loan, pension
relief and the Child Benefit charge; expenses against the trading allowance; what to set aside each month;
and every payment date to 31 July 2028.
The approved amount at 55p and 25p for several vehicles and passengers, Mileage Allowance Relief back to
2022/23 if your employer pays less, or flat rate against actual costs if you're self-employed.
For limited company directors: corporation tax, employer and employee NI and dividend tax on your
salary and dividends, and the salary that leaves you the most, with pension and student loan.
Stamp duty in England and Northern Ireland, LBTT in Scotland and LTT in Wales: first-time buyer
relief and its £500,000 cliff, the extra property and non-resident surcharges, band by band, and the
total cash you need to complete, with a Lifetime ISA check.
For landlords: gross and net yield, monthly cash flow after voids, fees and the mortgage, return on
your cash, the Section 24 tax at your own rates against the old rules, April 2027's property rates and a
limited company comparison.